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Mechanical Breakdown Insurance

Mechanical Breakdown Insurance (MBI), also known as an extended warranty, in California is different from what you might find in other states.

Mechanical Breakdown Insurance (MBI)

Our Mechanical Breakdown Insurance (MBI) policy is only available for California Residents!

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An extended warranty for your car, truck, RV, powersports vehicle, or motorcycle can offer valuable protection against unexpected repair costs once the manufacturer’s warranty expires. These plans can help you save money on major component failures, providing peace of mind and potentially preventing a large financial burden.

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Frequently Asked Questions

Have Questions About Car Warranties, Mechanical Breakdown Insurance and Other Protection Services? We Have Answers!

What is the best extended auto warranty?
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Are extended warranties worth it?
Social Media Marketing, or SMM, is a digital marketing strategy that involves creating and sharing content on social media platforms to achieve marketing goals. It encompasses activities like content creation, audience engagement, advertising, and analytics to build and strengthen a brand’s online presence.
How much should an extended warranty cost?
Social Media Marketing, or SMM, is a digital marketing strategy that involves creating and sharing content on social media platforms to achieve marketing goals. It encompasses activities like content creation, audience engagement, advertising, and analytics to build and strengthen a brand’s online presence.
What is the most reliable extended warranty company?
Social Media Marketing, or SMM, is a digital marketing strategy that involves creating and sharing content on social media platforms to achieve marketing goals. It encompasses activities like content creation, audience engagement, advertising, and analytics to build and strengthen a brand’s online presence.
What is the waiting period for car warranties?

The company that offers the same extended auto warranty as the dealers is Rapid Auto Protection. As a matter of fact, the vehicle service contract is identical to what the dealers offer.

Do dealers make money on warranties?

Results can vary based on factors like your industry, goals, and the level of competition. However, you can typically expect to see initial improvements in engagement and reach within the first few months. For more substantial growth and conversions, a longer-term commitment is often required.

What is excluded from extended warranties?

Auto Extended Warranty:

  • Normal wear and tear: This includes parts that naturally wear out over time, like brake pads, tires, and shock absorbers.
  • Maintenance items: Routine maintenance services like oil changes, tune-ups, and fluid flushes are not covered.
  • Pre-existing conditions: If your car already has a problem before purchasing the warranty, it won’t be covered.
  • Cosmetic damage: Dents, scratches, and other cosmetic issues are typically excluded.
  • Accidental damage: Damage caused by accidents, collisions, or misuse is not covered unless you have separate insurance.

RV Extended Warranty:

  • Damage caused by misuse: This includes overloading, improper towing, and off-road use beyond the manufacturer’s specifications.
  • Normal wear and tear: Similar to auto warranties, parts that wear out naturally are not covered.
  • Cosmetic damage: Dents, scratches, and other cosmetic issues are usually excluded.
  • Appliance breakdowns: Most RV warranties exclude coverage for appliances like refrigerators, microwaves, and air conditioners.
  • Routine maintenance: Oil changes, filter replacements, and other maintenance tasks are not covered.

Powersports Extended Warranty:

  • Racing, competitive or track use: Most warranties exclude coverage for damage sustained during competitions or non-standard use.
  • Normal wear and tear: Parts like tires, brakes, and chains are generally not covered.
  • Cosmetic damage: Scratches, dents, and other cosmetic issues are typically excluded.
  • Improper maintenance: Failure to follow the manufacturer’s recommended maintenance schedule can void the warranty.
  • Accidental damage: Similar to auto warranties, accidental damage requires separate insurance coverage.

Motorcycle Extended Warranty:

  • Racing, competitive or track use: Damage caused during competitions or track activities is not covered.
  • Normal wear and tear: Clutch plates, tires, and brake pads are examples of excluded components.
  • Cosmetic damage: Scratches, dents, and other cosmetic issues are usually not covered.
  • Custom parts or modifications: Aftermarket parts or modifications may void the warranty.
  • Improper maintenance: Failure to maintain the motorcycle as per the manufacturer’s guidelines can void the warranty.

Home Warranty:

  • Normal wear and tear: Appliances and systems that naturally wear out over time are not covered for replacement.
  • Cosmetic issues: Problems that don’t affect the functionality of the appliance or system are excluded.
  • Pre-existing conditions: Existing damage or malfunctions present before purchasing the warranty are not covered.
  • External factors: Damage caused by power surges, floods, earthquakes, or other external events is typically excluded.
  • Intentional damage: Damage caused by vandalism or misuse is not covered.

Important Note: This is not an exhaustive list, and specific exclusions will vary depending on the warranty provider and plan you choose. Always read the fine print carefully before purchasing any extended warranty to understand what is and is not covered.

What company offers the same warranty as car dealers?
Results can vary based on factors like your industry, goals, and the level of competition. However, you can typically expect to see initial improvements in engagement and reach within the first few months. For more substantial growth and conversions, a longer-term commitment is often required.

Partner Companies

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If you purchased your extended warranty from a dealer, please contact them for claims process. 

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